HANCOCK WHITNEY BANK

Consumer complaint rating · Based on federal CFPB data · How we score

What the data says about this bank's track record
1 in 5,959customers needed to complain officiallyOne of the lowest complaint rates in this dataset — the vast majority of customers never needed to escalate
20%of complaints were resolvedComplaints here were resolved at a broadly average rate
Fewer than 1new official complaint per week on averageAt this rate, very few customers are reaching the point of needing to make an official complaint
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Overall Risk ScoreHow is this calculated?
63/100Moderate
~ ACCEPTABLEWorse than 10% of rated US banksShow me safer banks ↓
0.17/1kHow often customers complained
20% fixedHow often problems got fixed
13% refundedHow often money got returned

Score: complaint rate (60%) · problems resolved (30%) · money returned (10%) · full methodology

Why this looks like a good choiceLow Risk

HANCOCK WHITNEY BANK performs well by the measures that matter most — how often customers needed to complain, and how often those complaints were resolved.

Only 1 in 5,959 customers needed to complain officially

This is one of the lowest complaint rates in this dataset. The vast majority of customers never reached the point of needing to file an official complaint.

Better than 90% of all rated US banks

This places the institution firmly among the better performers in this dataset, based on complaint volume normalised by customer base.

2.9× better than the median rated institution

Not marginally below average — meaningfully better. The median institution generates significantly more complaints per customer.

Fewer than one customer per week on average needed to complain officially

At this rate, official complaints are rare — not the sign of a systemic problem.

Best performing product area

Auto Loans0.00 complaints per 1,000 customers

Customers here report fewer payment disputes and more straightforward loan management than at higher-rated institutions.

A note on accuracy: this rate is based on a limited number of complaints. Treat it as an early signal rather than a definitive score.

All figures from the CFPB Consumer Complaint Database and FDIC BankFind — US federal public records.

Directional only
What does this confidence level mean?

Directional only — 496 complaints in this category. Use as a signal, not a precise score.

CFPB Public Complaint DatabaseFDIC BankFindUS Federal Public Records4,977 institutions analysed

Full Data Record

Complaint Rate

0.17/1k

customers per year (CFPB data)

Total Complaints Filed

496

with the CFPB (2011–present)

"We Disagree" Letters

80%

closed with "we disagree" — no fix, no money

Accepted Bank's Rejection

91%

of complainants gave up after bank said no

People Who Got Nothing

395

escalated to federal level and walked away empty-handed

Estimated True Impact

9,920

estimated affected customers (CFPB: ~5% ever file)

How This Compares

HANCOCK WHITNEY BANK's complaint rate of 0.17/1,000 ranks better than 90% of institutions in the ComplaintRate dataset.

▼ Show comparison chart (5 rated institutions)
FIRST HORIZON BANK
0.20/1k
WEBSTER BANK, NATIONAL ASSOCIATION
0.21/1k
FIRST NATIONAL BANK OF PENNSYLVANIA
0.22/1k
Flagstar Bank, National Association
0.07/1k
EAST WEST BANK
0.07/1k

Breakdown by Product

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Credit CardsMortgageChecking & SavingsPersonal LoansStudent LoansAuto LoansMoney TransferDebt CollectionAll Banks →
▼ Methodology & data sources

Complaint rates are calculated by dividing total CFPB complaints by estimated customer base (derived from FDIC deposit data), normalised to complaints per 1,000 customers per year. Source: Consumer Financial Protection Bureau public complaint database (2011–present).

Resolution statistics reflect outcomes recorded in the CFPB database as reported by financial institutions. All language describes what the data shows — not the intent of any institution.

Composite Risk Score weights complaint rate (60%), resolution rate (30%), and monetary relief rate (10%). Full methodology →